Terms & Conditions

Fit4Her by Karen Gallagher

Effective Date: 10/16/2026
Website: https://karen-gallagher.com

1. Introduction and Acceptance of Terms

Welcome to Fit4Her by Karen Gallagher ("Fit4Her," "we," "us," or "our").

These Terms & Conditions govern your access to and use of our website, digital resources, fitness and nutrition programs, memberships, group coaching, and related services.

By accessing our website, creating an account, purchasing a program, or participating in our services, you agree to these Terms & Conditions, subject to any additional consent requirements under applicable law.

If you do not agree to these terms, please do not purchase or participate in our services.

Nothing in these Terms & Conditions limits or excludes rights or remedies that cannot legally be waived.

2. Eligibility

Our programs and services are intended for adults aged 18 years and older.

By purchasing or registering, you confirm that you are at least 18 years old and legally capable of entering into an agreement.

You agree to provide accurate registration, billing, and contact information and to keep that information reasonably up to date.

3. Our Services

Fit4Her provides fitness, nutrition education, and coaching services, which may include:

FIT4HER Membership
SexyHER 12-Week LIVE Coaching
Individual coaching and consultations
Digital workout programs
General meal plans and recipes
Fitness and nutrition guides
Educational workshops and webinars
Group coaching calls
Online communities and accountability resources
Free educational content and downloadable resources

Each service may have additional terms, pricing, schedules, and program requirements disclosed before purchase.

We reserve the right to update our program offerings and educational materials, provided that changes to purchased services remain consistent with applicable law and the terms agreed to at purchase.

4. FIT4HER Membership

Membership Price

FIT4HER Membership is offered at a rate of $29.99 per month, in the currency disclosed at checkout, unless a different rate is expressly stated in an applicable promotion or purchase agreement.

Applicable taxes, if any, will be disclosed during checkout.

Initial Commitment

FIT4HER Membership includes an initial four-month commitment.

By enrolling, you authorize recurring monthly payments for the initial commitment period, subject to applicable cancellation rights.

The total scheduled membership charges for the first four months are $119.96, before any applicable taxes, assuming the standard $29.99 monthly rate.

Automatic Renewal

Following the initial four-month commitment, the membership continues on a month-to-month basis and recurring payments continue until the membership is canceled.

By enrolling, you authorize the applicable recurring charges in accordance with the billing terms presented at checkout.

Membership Cancellation

You may request cancellation of your membership by contacting Fit4Her at [Insert support email] or through any cancellation method provided with your subscription.

After the initial commitment, cancellation will stop future recurring billing in accordance with the cancellation terms disclosed at checkout and applicable law.

If you request cancellation during the initial four-month commitment, we will explain the status of your remaining commitment and any rights available under applicable consumer protection laws.

Cancellation does not eliminate any statutory cancellation or refund rights.

Membership Access

Membership access generally remains available through the applicable paid service period, unless access is restricted for a legitimate reason under these terms or applicable law.

Membership materials and resources are licensed for your personal use and may not be shared, copied, or redistributed.

5. SexyHER 12-Week LIVE Coaching

Program Overview

SexyHER is a structured 12-week group coaching experience for women seeking guidance with strength training, nutrition habits, consistency, and accountability.

The January 2027 cohort is scheduled to run from January 4 through March 28, 2027.

Program Price

The advertised program price is $147 as a one-time payment, in the currency and with any applicable taxes disclosed at checkout.

There are no recurring SexyHER subscription charges associated with this one-time purchase unless you separately enroll in another paid service.

Program Inclusions

The January cohort is scheduled to include:

Four strength training workouts per week, approximately 45 minutes per session
Six scheduled LIVE group coaching calls with Karen
Monthly general meal plans
Access to applicable training and educational resources
Habit tracking through the coaching platform
Group community and accountability support

LIVE Coaching Schedule

LIVE group coaching calls are scheduled for the second and fourth Tuesday of each month at 12:00 PM Eastern Time during the program.

Dates or times may occasionally require adjustment due to circumstances outside our reasonable control. Participants will receive notice of material scheduling changes.

Attendance

Participants are encouraged to attend the LIVE calls to receive the full benefit of the coaching experience.

If you are unable to attend a scheduled call, please note that individual replacement sessions are not included unless expressly offered.

Program Completion

SexyHER is a fixed-duration program and does not automatically convert into a FIT4HER Membership.

At the conclusion of the 12 weeks, participants may choose to purchase a FIT4HER Membership or enroll in another cohort, if available.

Any additional purchase requires separate enrollment and agreement to the applicable terms.

6. Payments and Billing

Payments are processed through third-party payment providers, including Stripe.

By purchasing a program or subscription, you authorize the payment provider to charge your selected payment method according to the pricing and billing terms presented at checkout.

You are responsible for providing valid payment information and updating it when necessary.

Prices may be displayed in USD or CAD, depending on the checkout option selected.

Currency conversion charges or international transaction fees imposed by your financial institution are outside our control.

Applicable taxes will be calculated or disclosed during checkout.

If a recurring payment fails, we may contact you to update your payment information or temporarily suspend access to paid services, subject to applicable law.

7. Refunds and Cancellations

SexyHER Refund Policy

Due to the nature of the scheduled 12-week LIVE coaching program, all SexyHER sales are final and no refunds are offered for voluntary withdrawal, changes of mind, or nonattendance, except where a refund or cancellation right is required by applicable law.

Please review the program description, schedule, and commitment before purchasing.

FIT4HER Membership Refunds

Membership fees are generally non-refundable for paid service periods already provided, except where required by applicable law or expressly agreed by Fit4Her.

The initial four-month commitment and subsequent month-to-month renewal terms are described in Section 4.

Other Products and Services

Refund and cancellation terms for other programs, digital products, consultations, or promotional offers will be disclosed at purchase.

Legal Rights

Nothing in this policy overrides mandatory consumer protection rights, including applicable cooling-off periods, cancellation rights, or remedies for services not delivered as agreed.

8. Fitness and Health Disclaimer

Fit4Her provides fitness coaching, exercise programming, general nutrition education, and wellness-related information.

Our services are not a substitute for individualized medical advice, diagnosis, or treatment.

Participation in exercise and fitness activities involves inherent risks, including physical injury.

Before beginning a new exercise or nutrition program, you should consult an appropriate qualified healthcare professional if you have medical conditions, injuries, physical limitations, are pregnant or postpartum, or have other health-related concerns.

You are responsible for exercising within your abilities, using appropriate equipment safely, and stopping activities that cause concerning symptoms.

If you experience severe or urgent symptoms, stop exercising and seek appropriate medical attention.

Nothing in these terms excludes liability that cannot legally be excluded.

9. Nutrition Disclaimer

Meal plans, recipes, nutrition guides, and educational materials provided through Fit4Her are intended for general informational and educational purposes unless a service is expressly identified as individually customized.

General meal plans are not designed to diagnose, treat, or manage medical conditions and should not be assumed to meet every individual's nutritional needs.

You are responsible for considering your own allergies, intolerances, medical needs, and dietary restrictions.

Consult an appropriate healthcare professional for individualized medical or therapeutic nutrition advice.

10. No Guaranteed Results

Every individual's experience is different.

Results may vary based on factors including consistency, exercise experience, nutrition, sleep, health conditions, and individual circumstances.

Fit4Her does not guarantee specific weight loss, changes in body composition, strength gains, or other physical results.

Testimonials and client experiences are examples of individual outcomes and should not be interpreted as promises of identical results.

11. Participant Responsibilities

By participating in our programs, you agree to:

Provide accurate information relevant to your participation
Follow exercise instructions within your personal capabilities
Use equipment responsibly
Respect other members and coaching participants
Participate in coaching sessions and communities appropriately
Keep your account credentials secure
Refrain from sharing paid resources without permission
Communicate respectfully with Fit4Her staff and other participants

You acknowledge that your participation and the decisions you make regarding your health and fitness remain your responsibility.

12. Community Conduct

Fit4Her may provide access to private groups, online communities, group coaching sessions, or other interactive spaces.

Participants must treat others with respect.

Harassment, discrimination, threatening conduct, unauthorized promotion, and inappropriate sharing of another person's personal information are prohibited.

We may moderate content or restrict community access when reasonably necessary to protect participants and maintain a safe environment, subject to applicable law and contractual obligations.

Participants must not record, distribute, or publicly share private coaching discussions or other members' personal information without appropriate permission.

13. Intellectual Property

All original website content, workout materials, meal plans, guides, videos, training resources, graphics, and educational materials provided by Fit4Her are owned by Fit4Her or used under appropriate license.

Your purchase grants you a limited, personal, non-exclusive, non-transferable right to access and use the materials included with your program.

You may not reproduce, resell, distribute, upload, or commercially exploit our materials without prior written permission.

Access to a program does not transfer ownership of any intellectual property.

14. Account Access and Third-Party Platforms

Fit4Her may deliver services using platforms such as Trainerize, GoHighLevel, Zoom, Stripe, and other service providers.

Access to certain services may require an internet connection, compatible device, and third-party account.

You are responsible for maintaining the confidentiality of your login credentials.

Third-party platforms may have their own terms of service and privacy policies.

We will make reasonable efforts to address service disruptions affecting our programs, but cannot guarantee uninterrupted access to third-party systems.

If a material service is unavailable, any applicable remedies will be determined in accordance with the purchase agreement and applicable law.

15. Scheduling and Program Changes

We may occasionally need to adjust coaching schedules, educational resources, or program delivery due to illness, technical issues, emergencies, or other reasonable circumstances.

We will communicate material changes to affected participants.

If we are unable to provide a material portion of a purchased service, we will address the situation in accordance with applicable consumer protection laws and the relevant purchase agreement.

16. Testimonials and Participant Content

Participants may voluntarily provide testimonials, reviews, photographs, or feedback.

We will seek appropriate permission before using identifiable participant photographs, personal stories, or testimonials for public marketing purposes.

Providing a testimonial does not automatically authorize unlimited promotional use.

Testimonials reflect individual experiences and do not guarantee particular results.

17. Privacy and Personal Information

Our collection, use, and disclosure of personal information are described in our Privacy Policy.

Please review the policy at:

https://karen-gallagher.com/privacy-policy

Use of our services may involve providing personal information necessary for registration, billing, coaching, and program administration.

Where consent is required for optional marketing or other processing, it will be requested separately.

18. Limitation of Liability

To the extent permitted by applicable law, Fit4Her is not responsible for indirect or consequential losses arising from website use, temporary technical interruptions, or circumstances beyond our reasonable control.

Nothing in these Terms & Conditions excludes or limits liability for negligence, personal injury, fraud, breach of statutory rights, or other matters to the extent such exclusions or limitations are prohibited by law.

19. Indemnification

To the extent permitted by applicable law, you agree to be responsible for losses arising from your unlawful use of our website, unauthorized redistribution of protected materials, or intentional violation of these terms.

This provision does not require you to indemnify Fit4Her for its own negligence, unlawful conduct, or breach of mandatory consumer protection obligations.

20. Changes to These Terms

We may update these Terms & Conditions to reflect changes to our website, services, business operations, or applicable legal requirements.

Updated terms will be posted with a revised effective date.

Material changes affecting existing paid agreements will be handled in accordance with applicable law and any required notice or consent obligations.

21. Governing Law

These Terms & Conditions are governed by the laws applicable to Fit4Her's business location, subject to mandatory consumer protection laws and jurisdictional rights that apply to the customer.

Business jurisdiction: [Insert province and country after confirmation.]

Nothing in these terms removes consumer rights that apply under the laws of a customer's place of residence.